Question:Who Issues Certified Checks?

･ The account depositor writes the check as usual and presents it to the bank to be certified. The bank... ･ When a check is certified, the bank moves the funds out of the depositor's account into a certified funds... ･ The drawer of the ce...

Typically banks or other financial institutions issue certified checks. These checks provide extra assurance to the recipient that the check will not bounce.

A certified check is drawn or written by the authorized signer of a checking account. The signer is the "drawer" of the check. The check is then presented to the bank for certification. The bank...

What is a certified check in USA and who can issue this check?

Q: I wanted to make certain payment for licence fee to USA.The authority insist for payment of "Certified Check/Cashiers check. Who can issue this type of check? Is it issued by Banks as dollar checks payable at New York? I am from India.

A: A certified check is a personal check you write. You take it to your bank who certifies that you have the funds on hand to clear the check.The check will be stamped or otherwise marked so that it cannot be cashed by anyone but the payee and the amount will be withdrawn from your account immediately.A Cashiers Check is similiar to a money order. You give the bank the money for the check - or your account is debited - and the bank writes a check on its own accounts. Since it is a third party check issued by a bank it is widely accepted.I would assume that in India it might be easier for you to get a US Dollar Cashier's check. Any bank involved in international finance can issue one for you.